Overview
You can order a Merge Plus Credit Report via Credco.com to verify and resolve flagged credit report items such as mortgage balances, payments, duplicate accounts, bankruptcies, and other derogatory information.
Ordering Merge Plus Credit Reports
Use the search criteria to locate the applicant’s original Instant Merge report, then click Search.
Check the box for the applicable report.
Click Upgrade in the menu at the top of the Search Results list.
Open the Product menu.
Select Merge Plus.
Enter the applicant's Phone Number.
Select the applicable Phone Type from the menu.
Include any notes relevant to contacting the applicant.
Scroll to the Line Items section, click the Tradelines accordion control:
Select the tradelines to include.
For each tradeline, select one or more applicable Reason Codes.
Add notes if additional context is needed.
Optionally, to add new tradelines (utility accounts, landlord references, or missing credit accounts) navigate to Add New Tradeline:
Select the applicable tradeline from the menu options.
Click Add.
Complete the required fields.
Click Add to include the new tradeline.
Scroll down to the Upload Files section, click Upload.
Attach any authorization forms and any supporting documentation.
Note: You are required to upload an Authorization Form with every Merge Plus, Mortgage Only, and Anthem order.
Click Submit to complete the request. The upgrade will be submitted, and you will receive an email notification once the report is complete.
Outcome
You can now order Merge Plus Credit Reports on Credco.com.