Overview
You can manage applicants all within Credco.com from adding, removing and swapping an applicant all within your workflow.
Adding an applicant
Use the search criteria to locate the applicant’s report, then click Search.
Review the results and check the box for the applicable report.
Click Add Applicant in the menu at the top of the list.
Go to the Co-Applicant section of the page, and input the required fields.
Click Submit. A new report is generated with a new reference number.
Removing an applicant
Use the search criteria to locate the applicant’s report, then click Search.
Review the results and check the box for the applicable report.
Click Remove Applicant in the menu at the top of the list.
Go to the Co-Applicant section, and click Remove under the applicable applicant.
Tip: If you want to pull separate reports for applicants that were previously run as a joint report, you can use the Remove Applicant tool to split applicants. To split applicants, simply perform the ‘Remove an Applicant’ process twice from the original joint report.
Click Submit. A new report is generated with a new reference number.
Swapping applicants
Use the search criteria to locate the applicant’s report, then click Search.
Review the results and check the box for the applicable report.
Click Swap Applicants in the menu at the top of the list.
Confirm that the applicants have been switched from Applicant to Co-Applicant.
Click Submit. A new report is generated with a new reference number.
Outcome
You can now add, remove, or swap applicants from a credit report.