Premium Flood Maps Report

To begin using The Standard Flood Maps Report, from the Property Detail Report click on the Flood Map Report tab at the left of the screen. The Flood Map will appear with a glossary of terms below.

The Standard Flood Map report, if available for your account, provides a property map and FEMA flood zone determination, determining whether a property is located IN or OUT of a federally-designated flood zone.

The Standard Flood Map report, if available for your account, provides a property map and FEMA flood zone determination, determining whether a property is located IN or OUT of a federally-designated flood zone.

Term	Definition
Special Flood Hazard Area (SFHA)	Indicates whether the property location is In or Out of a Special Flood Hazard Area (100-Year floodplain).
County	Returns the county which the property is located in.
Community Participation Status	The National Flood Insurance Program (NFIP) status of community in the declared counties.
Original Panel Firm Date	Effective date of the map.
Distance to 100 yr Flood Plain	Distance in feet between the property and the boundary of the 100-year flood zone located in the same catchment or subwatershed. If a 100-Year floodplain is not within the radius search, a value of -1 will be returned.
FIPS Code	The five-digital state and county FIPS code.
Community Number - Map Panel & Suffix	Two-to-four digit number and suffix assigned by FEMLA for the map panel.
Coastal Barrier Date	Returns date of CBRA classification, if available.
Flood Zone Code	Flood zone for the property location based on the FEMLA FIRM.
Community Name	Name of the community.
Panel Date	Date of the FEMA map panel.
Coastal Barrier Resource Area (CBRA)	Coastal Barrier Resource Act (CBRA) protects areas that serve as barriers against wind and tidal forces caused by coastal storms and serves as habitat for aquatic species. Returns In or Out, for identifying weather the property is located within a CBRA zone.
Letter of Map Amendment (LOMA)	A Letter of Map Amendment (LOMA) is an official amendment, by letter, to an effective National Flood Insurance Program (NFIP) map. A LOMA establishes a property's location in relation to the Special Flood Hazard Area (SFHA).

Weather patterns are changing, and so is the risk of overland flooding. Areas once considered low risk may not be as safe as people think. And flash flood risk can vary significantly from one parcel to the next, making accurate, property-level risk assessments more important than ever.

Available to agents for the first time through Realist®, Premium Flood Maps go beyond the basic FEMA flood determination data to provide a comprehensive analysis of a property’s true flood risk. With Premium Flood Maps, agents can give clients property-level flood risk information available nowhere else, underscoring their value as a trusted advisor and local market expert.

The Premium Flood Map Report, if available for your account and available for the subject property in question, is an upgradable flood map report that provides flood risk assessment data provided in form of two scoring models from Cotality:

• Cotality Flood Risk Score
• Cotality Flash Flood Risk Score

In addition to the Cotality Flood Risk Score and Cotality Flash Flood Risk Score, the Premium Flood Map Report is delivered with the following report attributes and definitions.

Term	Definition
Distance to 100 yr Flood Plain	Distance in feet between the property and the boundary of the 100-year flood zone located in the same catchment or subwatershed. If a 100-Year floodplain is not within the radius search, a value of -1 will be returned.
100 yr Plain Note	Note provided in absence of a distance.
Subwatershed Name	Returns the value of the subwatershed name.
Property Elevation	Returns the elevation, in feet, of the subject property.
Additional Comments	Returns additional comments or information.
Distance to 500 yr Flood Plain	Distance in feet between the property and the boundary of the 500-year flood zone. If a 500-Year floodplain is not found a value of -1 will be returned.
500 yr Plain Note	Note provided in absence of a distance.
Subwatershed Code	Returns the code for the subwatershed.
Water Surface Elevation	Provides the elevation, in feet, of the water surface.
Distance to Dam	Provides the distance, in feet, to dam.
Distance to Levee	Provides the distance, in feet, to levee.
Additional Impact Area	Returns notes for additional impact area.
Elevation Variance	Returns the elevation variance, in feet.