How to Swap Applicant Positions on a Credit Report

Overview

Swap applicant positions on a joint credit report in just a few clicks. This process gives you the flexibility to update the report based on new information or evolving credit requirements.

Swap an applicant’s position

1. On the Order Dashboard (Home), locate the order that requires an applicant swap.

   Tip: Use the Filters at the top of the Order Dashboard (Home) to quickly narrow your search.

2. From the Actions dropdown menu, select Swap Applicants.

3. In the Swap Applicants popup, review the changes from the Current Applicant Position to the New Applicant Position, then click Confirm Swap.

   Note: An updated credit report is generated with new a Reference Number. Use this new number to reissue the credit report to your Loan Origination System (LOS) or applicable Government-Sponsored Enterprise (GSE).

Outcome

You can swap an applicant’s position on a joint credit report.