Credco Platform Overview

Product Overview

Cotality's Credco product delivers advanced credit and verification services designed to streamline the credit reporting process for lending professionals. Credco enables users to access comprehensive credit reports directly within their workflow, including Instant Merge and Pre-Approval reports, ensuring that critical borrower information, such as credit scores and liabilities, is readily available for informed decision-making.

Additionally, Credco offers advanced features like Merge Plus, which allows for verifying and updating specific credit items, such as tradelines or public records. These capabilities enhance the accuracy of credit data and save time by reducing the need for manual follow-ups. With its robust tools and user-friendly interface, Credco helps lending professionals deliver efficient and reliable credit assessments.

Credco

There are several methods to utilize Credco services, each designed to cater to your specific preferences and those of your organization. We provide seamless integration with the Encompass platform, available in both web and desktop versions, ensuring you can access our services in the manner that best suits your workflow. Additionally, you can easily request and oversee your credit services through the Credco.com website, which offers a user-friendly interface and a range of tools to help you manage your credit needs effectively. This flexibility enables you to select the method that best aligns with your operational requirements, thereby enhancing your overall experience with our services.

Note: Certain informational categories (e.g., Navigating the System) will require you to choose between Encompass and Credco.com to ensure you are led to the articles relevant to your workflow. Additionally, the title of an article will specify if it relates to Encompass or Credco.com when the information or process is specific to that platform. Make sure to verify that you are reading the relevant article..