---
title: "How to Order an Instant Merge LQ Report"
slug: "how0-to-order-an-instant-merge-lq-report-credcodotcom-newapp"
tags: ["Credco", "credco.com"]
updated: 2026-09-28T16:07:20Z
published: 2026-09-28T16:07:20Z
canonical: "docs.cotality.com/how0-to-order-an-instant-merge-lq-report-credcodotcom-newapp"
excludeFromSearch: true
excludeFromExternalSearch: true
---

> ## Documentation Index
> Fetch the complete documentation index at: https://docs.cotality.com/llms.txt
> Use this file to discover all available pages before exploring further.

# How to Order an Instant Merge LQ Report

## Overview

Order an Instant Merge LQ report to identify new inquiries or credit liabilities within the 90-day lookback period and review changes to a borrower’s credit activity. The report provides a summarized view of new credit activity to help you satisfy Fannie Mae® Loan Quality Initiative (LQI) prefunding requirements.

---

## Order an Instant Merge LQ report

[Embedded content](https://app.storylane.io/demo/qdkl4clwovat?embed=inline)

1. On the **Order Dashboard (Home)**, click **New Order**.

> [!NOTE]
> **Tip**: If you previously ordered an Instant Merge report for the applicant(s), you can save time by selecting **Actions** > **Order Additional Products** > **Instant Merge LQ**. This option carries over the existing applicant information so you don’t have to re-enter it.
2. Select **Credit**.
3. From the Credit Products list, select **Instant Merge LQ**.
4. Click **Done**.
5. Select a **Report Language**, either English (default) or Spanish.
6. Select or deselect the **Bureaus** you want included in your report.
7. Select an **Application Type**, either **Individual** or **Joint**.
8. Enter your **Loan Number**.
9. Enter the **First Issued Date** or select a date using the calendar picker.
10. Complete the **Applicant** and **Co-Applicant** section as applicable. Fields marked with a red asterisk (*) are required.
  - Last Name*
  - First Name*
  - Middle Name
  - Suffix
  - SSN*
  - Date of Birth
  - Email
11. Enter the **Current Address** for each applicant. Fields marked with a red asterisk (*) are required.

> [!NOTE]
> **Tips**:
> 
> - Use the **Address Type** dropdown menu to change the address format type. Options include Normal, P.O. Box, Rural Route or Military. For military addresses, refer to the [Entering Military Addresses](/ext/docs/entering-military-addresses-credcodotcom-newapp#overview).
> - Clear the **Co-Applicant has same current address as Applicant** checkbox to enter a different current address for the Co-Applicant.
12. If applicable, select the **Previous Address** tab, then enter the previous address for each applicant.

> [!NOTE]
> **Tip**: Clear the **Co-Applicant has same previous address as Applicant** checkbox to enter a different previous address for the Co-Applicant.
13. Use the **Notes** field to enter any additional information.

> [!NOTE]
> **Note**: Information entered in the **Notes** field will appear in the credit report header.
14. Click **Submit Order**.

---

## Outcome

You can order an Instant Merge LQ report to identify new credit activity and help satisfy Fannie Mae® LQI prefunding requirements.