---
title: "How to Swap an Applicant on Credco.com"
slug: "how-to-swap-an-applicant"
updated: 2026-07-23T17:07:24Z
published: 2026-07-23T17:07:24Z
canonical: "docs.cotality.com/how-to-swap-an-applicant"
excludeFromExternalSearch: true
---

> ## Documentation Index
> Fetch the complete documentation index at: https://docs.cotality.com/llms.txt
> Use this file to discover all available pages before exploring further.

# How to Swap an Applicant on Credco.com

## Overview

Within credco.com, you can swap applicants from a previously run Instant Merge credit report.

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## Swapping applicants

[Swapping Applicants (Credco.com)](https://demo.arcade.software/rwMX4B3GWndo7lpZXLfL?embed&embed_mobile=tab&embed_desktop=inline&show_copy_link=true)

1. Use the search criteria to locate the applicant’s report, then click **Search**.
2. Review the results and check the box for the applicable report.
3. Click **Swap Applicants** in the menu at the top of the list.
4. Confirm that the applicants have been switched from Applicant to Co-Applicant.
5. Click **Submit**. A new report is generated with a new reference number.

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## Outcome

You can now swap an applicant from a previously ordered Instant Merge report.

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## Further readings

- [How to Order Instant Merge Credit Reports on Credco.com](/ext/docs/how-to-order-instant-merge-credit-reports-on-credcocom#overview)
- [How to Order Instant Merge LQ GAP Credit Reports on Credco.com](/ext/docs/how-to-order-instant-merge-lq-gap-credit-reports-on-credcocom#overview)
- [How to Order Supplemental Credit Reports on Credco.com](/ext/docs/how-to-order-supplemental-credit-reports-on-credcocom#overview)
- [How to Update an Existing Supplemental Order on Credo.com](/ext/docs/how-to-update-an-existing-supplemental-order-on-credcocom#overview)
- [How to Retrieve Instant Merge Credit Reports on Credco.com](/ext/docs/how-to-retrieve-credit-reports-on-credcocom#overview)