Loan Details
Service Type: Escrow (C-Service) or Non-Escrow (B-Service)
Issue Date: Date contract was set up on Cotality
Contract Number: The Cotality contract/order number
TA Contract Number: The TransAmerica order number
Loan Amount: Original balance of the mortgage
Loan Term: Length of term, in months, of order/contract
Origin Code: Indicates method of origination. (ex. ADDS (Original Entry), SmartWeb, Acquisitional Entry)
Fee Type: Indicates pricing and liability/transferability of loan
Cancel Date: Date contract was cancelled on Cotality
Cancel Code: Indicates method of cancellation. (ex. Order entry cancellation, Client Requested, Term expiration)
Refinance Date: Date contract was refinanced on Cotality
Borrower Name: Name of mortgagor as supplied by the lender
Co-Borrower: Name of co-mortgagor as supplied by the lender
Property Address: Physical location of property (or Situs address)
Mailing Address: Borrower’s mailing address (if different from the property address)
Active/Inactive Tax IDs: Lists tax IDs that are currently active on the contract. Inactive Tax IDs will remain on the contract for historical documentation purposes
Additional Data: Lists prior customer data, Wisconsin Options, and former owner, if applicable
Legal/Documents: Shows the client’s written legal description or imaged legal description, exhibit A, or appraisals to the loan. Will also show any customer correspondence that was imaged to the loan.
Comments: Shows any comments made on the loan by the client or Cotality
Refunds: Lists any refunds issued for the loan, includes date, amount, and status
History: Shows all changes/updates that happened to the loan since it originated/contracted with Cotality
WI option:
1 - Check to homeowner
2 - Full year taxes are reported and paid by December 31
3 - Full year taxes are reported and paid by January 31. (Default)
4 - 1st installment taxes reported and paid by January 31
5 - 1st installment taxes are reported and paid by December 31
Reporting History: Lien Details
Agency number: Open agency details
Agency type: Assigned by Cotality to identify the type of taxing authority
TBA reason code:
PAR - Cooperative
COM - Shared community property
LOT - Additional lots
MNB - Additional metes and bounds or acreage
NON - Indian or governmental land
PRN: Subdivision parent parcel
UNT: Condo parent parcel
OTH: Other
Date tax ID added: Date lien was added to the contract
Taxer: 6-digit agency identification number used by Transamerica
Originated by: Origin of the lien
Last change date: Date tax id for a specific parcel was last modified
Property number: Number assigned by Cotality to multiple property addresses.
Searcher ID: Cotality employee that completed search for tax id
Bill request date: Is the predetermined time all liens coded to a particular taxing authority are sent to the taxing authority as a request for tax amounts (generally bills, tape or both)
Property address: Property address (physical location of property)
Bill ID: Number assigned by agency to a specific real estate tax bill
Apportionment: Parent parcel where property has not been divided into individual parcels
Reporting History: Tax Amount Reporting
Tax Year Inst: Lists the tax year and installment of TAR
Amount: Amount reported on the TAR
TAR: The tax amount report number issues by Cotality
Reported Date: The date Cotality has reported the tax amount
Paid Date: The date the payment file was created in preparation for the distribution of tax payments to the collector
ELD: Economic Loss Date, the last day to pay taxes before loss of discount occurs or penalties and interest apply. (AKA ELD or due date)
Bill ID: Bill/statement/tax bill number provided by agency
Bill Seq: Bill sequence, only applicable if another bill was created by the agency.
DLQ: Indicates if Cotality reported a delinquent amount for the installment being viewed
Reporting History: Tax Payment Status
Report Date: Date of the TPS Report sent to the client
Bill Year: Year of the delinquency
Bill Type: Determines if the delinquency is from regular taxes, water/sewer, supplementals, etc
Amount: Base amount due of the delinquency
Post Date: Date the amounts were posted with the agency
Search Date: Date amounts were procured/searched by Cotality
Status: Payment status of taxes. Source: How payment status was procured
Common Acronyms
98: Agency Tax Type used for inactive agency
ADDS: Automated Data Dcoumenting System/File used to submit New Orders, Changes, or Cancellations
ATSU: Accelerated Tax Setup/ Product to set up new loans and tax lines
ACQ: Acquisition
B SVC: Non Escrow / Borrower pays the property taxes
BENE: Beneficiary Change
BNA: Borrower Name and Address
C Svc: Escrowed loans/ Mortgage Company pays the property taxes
CAM: Client Account Manager
DELFUS: Delinquency Follow UP Service/ Letter processing for non-escrowed loans
DTP: Digital Tax Portal
ELD: Economic Loss Date/ Last day to pay taxes before loss discount or penalities/interest applied
ERR: Early Return Requirement/ Imposed by Taxing Agency for mass payments
HOA: Homeowner Authorization Form
MAL: Master Agency Listing/ ATSU product
MBL: Missing Bill System/ Requests for tax amounts not reported on TAR
MFT: Managed File Transfer/ File transmission service
PAS: Property Administration System
PCM: Product Cycle Management
PAS: Propery Agency System
PTE: Property Tax Estimator
REFI: Refinance Loans
REO: REAL ESTATE OWN
RESPA: Real Estate Settlement Procedure
RTS: Residential Tax Support
SBS: Search by Situs
SOW: Statement of Works (TSA _ Tax Service Agreement)
SSO: Single Sign On
SUS: Suspended Contract
TAR: Tax Amount Reporting/ Reports current installment amounts on escrowed loans
TAM: Tax Agency Manager
TAX ID: Tax Identification (Parcel Number)
TBA: To be Apporitioned (HIT CODE 2)/ Parent parcel that covers additional property not covered by the legal
TPA: Tax Payment Account/ Tax Agency code applied to customer to cross-reference service account
TPS: Tax Payment Status/ Reports payment status on non-escrowed loans