---
title: "How to Order Instant Merge LQ GAP (Hard Inquiry) Credit Reports on Encompass Desktop"
slug: "order-instant-merge-lq-gap-credit-reports-on-encompass-desktop"
updated: 2026-03-06T00:01:44Z
published: 2026-03-06T00:01:44Z
canonical: "docs.cotality.com/order-instant-merge-lq-gap-credit-reports-on-encompass-desktop"
excludeFromExternalSearch: true
---

> ## Documentation Index
> Fetch the complete documentation index at: https://docs.cotality.com/llms.txt
> Use this file to discover all available pages before exploring further.

# How to Order Instant Merge LQ GAP (Hard Inquiry) Credit Reports on Encompass Desktop

## Overview

If you have previously ordered an Instant Merge Report, you can request an LQ GAP Credit Report via Encompass Desktop. After placing your order, you can view and download it to identify any new inquiries or credit liabilities the borrower may have incurred between the initial and refreshed credit reports before closing.

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## Ordering Instant Merge LQ GAP reports

[Ordering LQ GAP (EPC Desktop) KB](https://demo.arcade.software/cR6xv4LDMSuokz0SAk11?embed&embed_mobile=tab&embed_desktop=inline&show_copy_link=true)

1. Verify that **Instant Merge Report** is selected for the **Report Type**.

> [!NOTE]
> **Note**: LQ GAP Reports are only available if an Instant Merge Report has been ordered, indicated by the auto-populated 15-digit reference number.

1. Open the **Request Type** menu.
2. Select **Order Credit Refresh Report (LQ GAP)**.
3. Confirm the **Report On** field is correct.
4. By default, all three **Credit Bureaus** will be selected (adjust if necessary).
5. Click **Submit**.
6. A confirmation notification will appear if the submission was successful, click **Ok** to close.
7. Click the **Document** icon to view the report. A PDF of the report will open in a new window for review.

## Outcome

You can now order Instant Merge LQ GAP Reports from within Encompass Desktop.

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## Further readings

- [How to Order Instant Merge Credit Reports on Encompass Desktop](/ext/docs/order-instant-merge-credit-reports-encompass-desktop#overview)
- [How to Order Merge Plus Reports on Encompass Desktop](/ext/docs/order-merge-plus-reports-encompass-desktop#overview)
- [How to Retrieve Credit Reports on Encompass Desktop](/ext/docs/retrieve-instant-merge-credit-reports-on-encompass-desktop#overview)