Overview
Order an Exclusionary List through Credco.com to screen borrowers and loan participants against government exclusionary lists. You can order an Exclusionary List in three ways, giving you the flexibility to choose the option that best fits where you are in your workflow:
As a standalone new order
Create a new order, then select Exclusionary List from the Fraud & Compliance menu on the New Order form.With a new Instant Merge Credit Report
If Exclusionary List is enabled for your organization, complete the Exclusionary List section of the New Order form when placing your Instant Merge order.From an existing Instant Merge order
From the Actions menu, select Order Additional Products, then select Exclusionary List from the Fraud & Compliance product list. This option uses the applicant information from the existing report, so you don’t have to re-enter it.
Regardless of which option you choose, you’ll follow the same process to build your participant list and have access to the same Exclusionary List features.
Order an Exclusionary List
On the Order Dashboard (Home), click New Order.
Tip: If you previously ordered an Instant Merge report for the applicant(s), you can save time by selecting Order Additional Products from the Actions menu, then choosing Exclusionary List from the Fraud & Compliance menu. The applicant information carries over automatically, so you don’t have to re-enter it.
Select Fraud & Compliance.
Select Exclusionary List.
Click Done.
Select a Report Language, either English (default) or Spanish.
Select or deselect the Bureaus you want included in your report. Partners - should bureaus be a selection on this process - does not appear on the report. happy to remove if does not apply.
Select an Application Type, either Individual or Joint.
Enter your Loan Number.
Complete the Applicant and Co-Applicant section as applicable. Fields marked with a red asterisk (*) are required.
Last Name*
First Name*
Middle Name
Suffix
SSN*
Date of Birth
Email
Enter the Current Address for each applicant.
Tips:
Use the Address Type dropdown menu to change the address format type. Options include Normal, P.O. Box, Rural Route or Military. For military addresses, refer to the Entering Military Addresses article.
Clear the Co-Applicant has same current address as Applicant checkbox to enter a different current address for the Co-Applicant.
If applicable, select the Previous Address tab, then enter the previous address for each applicant.
Tip: Clear the Co-Applicant has same previous address as Applicant checkbox to enter a different previous address for the Co-Applicant.
Use the Notes field to enter any additional information.
Note: Information entered in the Notes field will appear in the credit report header.
Click Add Participants.
Complete the information for each participant.
Tip: Five participant lines are included by default. To remove a participant or unused line, click the trash can icon. To add another participant, click Add More Participants.
Once your participant list is complete, click Apply Changes.
Select the caret icon to expand the list and review the participants you added.
Tip: To update a participant, select the pencil icon. To remove a participant, select the trash can icon.
Before placing your order, review the order details in Your Order shopping cart.
Click Submit Order.
Outcome
You can order an Exclusionary List through Credco.com to screen borrowers and loan participants against government exclusionary lists.