FAQs About Appraisal Scope®

Appraisal Modernization is a GSE‑driven initiative transitioning the appraisal process from form‑centric to data‑centric workflows. It introduces:

• MISMO 3.6 XML

• Standard ZIP‑file packaging

• Centralized validation & review services

• Click here for Valuation Modernization changes on Appraisal Scope®  Valuation Modernization Changes on Appraisal Scope®

The following must be configured as Modern jobtypes:

• Appraisal URAR (Parent Order)

• Restricted Appraisal Update (Child)

• Completion Report (Child)
  Legacy (1004, etc.) remains supported during the GSE transition.

The biggest change you will see in the platform is the distinction between Legacy and Modern Jobtypes. During this multi-year transition, both will coexist side by side.

How to tell the difference:

·      Legacy (The "Old" Way): Most current orders. They use the standard XML/PDF upload and can still be delivered via email.

·      Modern (The "New" Way): These are jobs an AMC has specifically transitioned to meet new GSE standards.

When a jobtype is designated as modern:

·      It must be mapped to a standardized product category (e.g., appraisal type or scope of work).

·      Certain product types (like FHA or Commercial) will not be supported initially but may be added in later phases.

·      The file delivery format changes - modern Jobtypes require appraisers to upload a ZIP package instead of just an XML or PDF.

·      Email delivery will no longer be supported due to file size; instead, files will be accessible via download links or integrations.

No. FHA and Commercial Jobtypes cannot be configured as Modern due to GSE requirements.

It becomes available only after the parent Appraisal URAR has been delivered and is in Completed status.

If no child orders exist, both Restricted Appraisal Update and Completion Report are available. If one already exists, only the remaining eligible child product can be added.

Yes, they should be assigned to the original appraiser who completed the parent URAR when possible. If a different appraiser is selected, staff must provide an explanation for audit tracking.

The Add Appraisal Form button is disabled once the parent URAR already has both eligible child products attached.

• Add a new appraisal form.

• Select the Modern radio button.

• Choose the correct Order Product Type (URAR, Update, Completion).

• Ensure ZIP is the required file type.

• Configure the Rent Schedule Indicator if applicable.

  Click here for step by step instructions How to Configure Modern Jobtypes in Appraisal Scope® per UAD 3.6 Updates

Users may see new fields such as:

• Property Valuation Method

• Rent Schedule Indicator (read‑only)

• Living Unit Excluding ADU Count

• Accessory Dwelling Unit Total Count

• PUD Indicator

• Product Type label

• ZIP File Upload field

For URAR Orders:

• Loan Number

• Property Valuation Method

• Rent Schedule Indicator

For Child Orders:

• Loan Number

• Property Valuation Method

• Rent Schedule Indicator

• PUD Indicator
  (all inherited from the parent)

For Restricted Appraisal Updates and Completion Reports, the indicator is inherited from the Parent URAR and cannot be changed.

Per GSE rules, child products:

• Cannot be cloned

• Cannot use Add Appraisal Form except at the URAR parent level

• Modern‑specific mapping tab added

• Modern Loan Types, Property Types, Intended Use, and Occupancy values included

• Updates from CMS automatically populate Modern fields such as:

  • Property Valuation Method

  • ADU counts

  • PUD Indicator

Five‑field mapping must be configured:

• Product Type

• Property Type

• Property Valuation Method Type

• Mortgage Type

• Rent Schedule Indicator

Legacy mapping versions cannot be used once Modern mapping is enabled.

Yes. Appraisal Scope formats SSRs into the required JSON format for Mercury Network. Manual entry is also possible.

Create separate jobtypes for Appraisal URAR, Restricted Appraisal Update, and Completion Report. These support the parent-child workflow required for modern appraisal processing.

No. Once a jobtype is created, its legacy or modern designation is locked and cannot be changed later.

Select it only when the modern parent jobtype requires a rent schedule. Child products inherit this setting from the parent URAR and do not allow separate selection.

No. Add them only to the lists assigned to clients who are ready for UAD 3.6 ordering so non-ready clients do not accidentally select a modern product.

Report Builder now includes additional attributes for modern UAD 3.6 orders, such as Property Valuation Method, PUD Indicator, Accessory Dwelling Unit Total, and Living Unit Excluding ADU.

Users can use Appraisal: General Reports to build and run reports against modern appraisal-level data points.

JobType List Reports can display modern JobType characteristics, including Product Type and Rent Schedule Indicator.

The RealEC mapping screen supports modern data flows for URAR 3.6, Appraisal Update 3.6, and Completion Report 3.6.

URAR 3.6 uses Product Code 1046, Appraisal Update 3.6 uses Product Code 1047, and Completion Report 3.6 uses Product Code 1048.

RealEC can automatically process modern values for Loan Type, Intended Use, Property Type, and Occupancy Type. It can also extract dwelling counts such as Accessory Dwelling Unit Total Count and Living Unit Excluding ADU Count.

Yes. The integration supports delivery of modern ZIP appraisal reports through the RealEC connection.

Yes. The integration enforces the GSE limit of a maximum of three URAR orders per loan number.

The Collateral Investigate integration connects Appraisal Scope to a modernized quality control review workflow for UAD 3.6 orders.

Administrators can enable it by going to Settings → Options → Integrations → Collateral Investigate and selecting “Use Collateral Investigate for UAD 3.6 Orders.”

Yes. Client-level settings are available under the Client Company Profile → Settings → Integrations → Collateral Investigate.

For UAD 3.6 orders, the Review tab displays a Collateral Investigate sub-tab and a Manual sub-tab. The legacy Third Party AVM and Review Products section is removed from modern orders.

Yes. Appraisal reports can be submitted to Collateral Investigate before or without a UCDP submission, as long as they pass MISMO 3.6 XML and UAD validation.

Yes. SSRs can be sent manually using the Send SSRs link or automatically once received from UCDP.

Status updates, such as Assigned, In Review, and Escalated, are communicated back to the Review Progress Table through API callbacks.

If a Revision Needed callback is received, the platform can draft and send findings to the appraiser automatically or hold the request for manual staff review. After the revised report is uploaded, users can send the revised XML payload using the Send Revised Report button.

The platform performs pre-validation and displays clear UI warnings if mandatory fields, such as Property Valuation Method, Loan Type, or Coordinates, are missing.

Up to three URARs per loan number (GSE limit).

Child orders must be assigned to the same appraiser who completed the parent URAR, unless they are unavailable.

When the parent URAR already has:

• A Restricted Appraisal Update, and

• A Completion Report
  → Both child products exist, so no additional forms can be added.

A valid ZIP must contain:

• MISMO 3.6 XML

• PDF of the report

• Property photos

• Supporting docs

Validation results are categorized as:

• Fatal Errors (must be corrected)

• Warnings

• Informational Messages

Only validated files are eligible for UCDP submission.

The system:

1. Extracts the ZIP

2. Displays the XML/PDF

3. Runs validation

4. Updates the order status to Ready for Review after passing

After a ZIP is validated:

1. Go to Documents/Files

2. Ensure status is Valid

3. Click Submit

If enabled in Client Company settings:

• Files submit automatically after validation.

• Sequence numbers are assigned.

• Child orders inherit the parent’s sequence #.

The system displays:

“Only 3 Appraisal URARs are allowed per loan number.”

Staff can use the UAD 3.6 Capability filter during manual assignment and confirm the appraiser’s readiness in the vendor profile.

The platform stops the UCDP submission process and displays alerts when required credentials or account details are incomplete.

Missing User ID and password credentials, lender name, business unit fields, or Fannie Mae and Freddie Mac account details can all stop submission.

No. In the appraiser workflow, reassignment options for child orders remain disabled.

If the submission fails due to a technical or transport issue, users can retry the UCDP submission without uploading the appraisal report again.

No. If the report was already uploaded and validated, users can retry the submission without re-uploading the file.

When a submission is rejected, the associated SSR file is saved and displayed in the Additional Documents table so users can review it separately from successful SSRs.

Rejected SSRs are displayed separately to help users distinguish them from successful SSR files and quickly identify files that require follow-up.

Validated modern appraisal files are transferred in ZIP format, and the receiving AMC can access both the ZIP package and the extracted PDF from the Documents tab.

The system blocks the transmission and displays an error because the receiving platform is not configured for UAD 3.6 workflows.

It helps administrators identify the incoming CMS service string more easily, which simplifies troubleshooting and mapping configuration.

A Mercury child order is rejected if its incoming loan number does not match the parent URAR loan number already stored in the platform.

Yes. The Scope-to-Scope integration bridge supports the direct transfer of SSRs from the vendor AMC to the parent AMC for modern orders.

The parent AMC can open and view transferred SSR files from the parent platform’s Documents tab.

Yes. The workflow automatically forwards the extracted CU risk score from the vendor AMC to the client AMC along with the SSR PDF.

The new Rule Profile interface helps you create, edit, and manage appraisal assignment rules in a more streamlined way, with improved visibility, conflict detection, and easier access to rule profile settings.

How to Create & Configure Rule Profiles on Appraisal Scope®

Round Robin automatically assigns orders to selected staff users in rotation. Monitor Only allows staff to monitor orders without automatically assigning them. If an order matches even one Monitor Only rule, it will not be automatically assigned

You can create a new rule profile by selecting + New rule profile or choosing the Create a new one link from the main view. Then, enter a rule name, choose the rule type, and click Create rule profile.

How to Create & Configure Rule Profiles on Appraisal Scope®

Use the Show rules usage in other rules profile icon to identify rules that may overlap with other profiles. If conflicts appear, open the conflicting profile in a new browser tab, review the setup, and adjust the rules before saving.

Changes are not final until you click Save changes. Before saving, use the Show changes made during this edit session option to review additions, modifications, and deletions. If changes still do not save, check for validation errors or missing required settings.