--- title: "Credco™" slug: "credco" tags: ["Credco"] status: "update" updated: 2026-10-28T16:31:52Z published: 2026-10-28T16:31:52Z canonical: "docs.cotality.com/credco" excludeFromExternalSearch: true --- > ## Documentation Index > Fetch the complete documentation index at: https://docs.cotality.com/llms.txt > Use this file to discover all available pages before exploring further. # Credco™ ## About With Credco™ Credit Reports, you can streamline the credit reporting process with advanced credit and verification services. ## Getting Started - [[Self-Paced Digital Course] - Getting Started with Credco on Credco.com](https://learn.cotality.com/getting-started-with-credco-on-credcocom) Discover the core capabilities of Credco™ for different credit report types, within the Credco.com platform, with interactive content including bite-sized lessons, hands-on practice, and real-world scenarios. Duration: 30 mins | Audience: All - [[Self-Paced Digital Course] - Getting Started with Credco on Encompass Desktop](https://learn.cotality.com/getting-started-with-credco-on-encompass-desktop) Discover the core capabilities of Credco™ for different credit report types, within the Encompass Desktop platform, with interactive content including bite-sized lessons, hands-on practice, and real-world scenarios. Duration: 30 mins | Audience: All - [[Self-Paced Digital Course] - Getting Started with Credco on Encompass Web](https://learn.cotality.com/getting-started-with-credco-on-encompass-web) Discover the core capabilities of Credco™ for different credit report types, within the Encompass Web platform, with interactive content including bite-sized lessons, hands-on practice, and real-world scenarios. Duration: 30 mins | Audience: All ## Credco.com #### Ordering reports - [How to Log In to Credco.com](/ext/docs/how-to-log-in-to-credcocom#overview) - [How to Order Instant Merge Credit Reports](/ext/docs/how-to-order-instant-merge-credit-reports-on-credcocom#overview) - [How to Order Instant Merge LQ GAP Credit Reports](/ext/docs/how-to-order-instant-merge-lq-gap-credit-reports-on-credcocom#overview) - [How to Order Instant Merge Limited Credit Reports](/ext/docs/how-to-order-im-limited-credit-reports-on-credcocom#overview) - [How to Order Mortgage Only Upgrades](/ext/docs/how-to-order-mortgage-only-report-on-credcocom#overview) - [How to Order Merge Plus (Credit Supplement) Reports](/ext/docs/how-to-order-supplemental-credit-reports-on-credcocom#overview) - [How to Order Rapid Recheck (Rescore) Reports](/ext/docs/how-to-order-rapid-recheck#overview) - [How to Order Additional Supplemental Upgrades](/ext/docs/how-to-order-additional-supplemental-upgrades-on-credcocom#overview) - [How to Order CreditXpert with Your Instant Merge Report on Credco.com](/ext/docs/how-to-order-creditxpert-with-your-instant-merge-report-on-credcodotcom#overview) #### Retrieving reports - [How to Retrieve Credit Reports](/ext/docs/how-to-retrieve-credit-reports-on-credcocom#overview) - [How to Retrieve Merge Plus Supplemental Reports](/ext/docs/how-to-retrieve-supplemental-reports-on-credcocom#overview) #### Updating reports - [How to Update an Existing Supplemental Order](/ext/docs/how-to-update-an-existing-supplemental-order-on-credcocom#overview) - [How to Add an Applicant](/ext/docs/how-to-add-an-applicant#overview) - [How to Remove an Applicant](/ext/docs/how-to-remove-an-applicant#overview) - [How to Split Applicants](/ext/docs/how-to-split-applicants-on-credcocom#overview) - [How to Swap an Applicant](/ext/docs/how-to-swap-an-applicant#overview) - [How to Add or Remove Credit Bureaus](/ext/docs/how-to-add-or-remove-bureaus#overview) - [How to Add Documents to an Existing Merge Plus Supplement Order](/ext/docs/how-to-add-documents-to-an-existing-merge-plus-supplement-order-on-credcodotcom#overview) - [How to Correct Applicant Information on Credco.com](/ext/docs/how-to-correct-applicant-information-on-credcodotcom#overview) #### Miscellaneous tasks - [How to Generate an Individual Invoice](/ext/docs/how-to-generate-an-individual-invoice-on-credcocom#overview) - [How to Enter Military Addresses](/ext/docs/entering-military-addresses#overview) - [How to Read the 2.5 View Credit Report](/ext/docs/how-to-read-the-2point5-view-credit-report#overview) ## Encompass Desktop #### Ordering reports - [How to Access Credco Credit Services](/ext/docs/navigate-credco-credit-services-encompass-desktop#overview) - [How to Order Instant Merge Credit Reports](/ext/docs/order-instant-merge-credit-reports-encompass-desktop#overview) - [How to Order Instant Merge LQ GAP Reports](/ext/docs/order-instant-merge-lq-gap-credit-reports-on-encompass-desktop#overview) - [How to Order Merge Plus (Credit Supplement) Reports](/ext/docs/order-merge-plus-reports-encompass-desktop#overview) - [How to Suppress a Reference Number on Credco.com to Order New Credit](/ext/docs/suppress-reference-number#overview) #### Retrieving reports - [How to Retrieve Credit Reports](/ext/docs/retrieve-instant-merge-credit-reports-on-encompass-desktop#overview) - [How to Add or Remove Credit Bureaus](/ext/docs/procedure-article-template-7) #### Udpating reports - [How to Add Documents to an Existing Merge Plus Supplement Order](/ext/docs/how-to-add-documents-to-an-existing-merge-plus-supplement-order-on-epcd#overview) #### Miscellaneous tasks - [How to Enter Military Addresses](/ext/docs/entering-military-addresses#overview) ## Encompass Web #### Ordering reports - [How to Access Credco Credit Services](/ext/docs/navigate-credco-on-encompass-web#overview) - [How to Order Instant Merge Credit Reports](/ext/docs/order-instant-merge-credit-reports-on-encompass-web#overview) - [How to Order Instant Merge LQ GAP Reports](/ext/docs/procedure-article-template-3#overview) - [How to Order Merge Plus (Credit Supplement) Reports](/ext/docs/how-to-order-mergeplus-reports-on-encompass-web#overview) - [How to Suppress a Reference Number on Credco.com to Order New Credit](/ext/docs/suppress-reference-number#overview) #### Retrieving reports - [How to Retrieve Credit Reports](/ext/docs/how-to-retrieve-credit-reports-on-encompass-web#overview) - [How to Add or Remove Credit Bureaus](/ext/docs/procedure-article-template-6#overview) #### Updating reports - [How to Add Documents to an Existing Merge Plus Supplement Order](/ext/docs/how-to-add-documents-to-an-existing-merge-plus-supplement-order-on-epcw#overview) #### Miscellaneous tasks - [How to Enter Military Addresses](/ext/docs/entering-military-addresses#overview) ## Resources - [Available Credit Reports](/ext/docs/available-credit-reports-overview#overview) - [Merge Plus vs Rapid Recheck](/ext/docs/merge-plus-vs-rapid-recheck#overview) - [Optimize Your Credit Report Workflow & Eliminate Waste](/ext/docs/optimize-your-credit-report-workflow-and-eliminate-waste#overview) - [Acceptable Documentation for Merge Plus Supplements & Rapid Recheck (Rescore) Orders](/ext/docs/acceptable-documentation-for-merge-plus-supplements-and-rapid-recheck-orders#overview) - [Conference Call Process](/ext/docs/conference-call-process) #### Frozen Files - [Freezing & Unfreezing Your Credit Profile](/ext/docs/freezing-and-unfreezing-your-credit-profile#overview) - [Frozen File Fulfillment](/ext/docs/frozen-file-fulfillment#overview) **Live Product Training** Explore the core capabilities of Credco™ Credit Reports in a live, guided walkthrough with real-time chat, polls, and Q&A. [Register](/ext/docs/live-product-education-webinar-credco#upcoming-sessions-register-now) ## System Administration - [How to Create New Users on Credco.com](/ext/docs/credco-create-new-users#overview) - [How to Manage Existing Users on Credco.com](/ext/docs/credco-manage-existing-users#overview) - [How to Manage Profile Privileges on Credco.com](/ext/docs/credco-manage-profile-settings#overview) - [How to Reset User Passwords on Credco.com](/ext/docs/how-to-reset-user-passwords-on-credcodotcom#overview) ## Frequently Asked Questions Visit the [FAQ page](/ext/docs/frequently-asked-questions-about-credco) for answers to common questions about the product. ## Support To contact Customer Support click [here](https://www.cotality.com/support).